Have you been driving an automobile that you are not the registered owner of? Or do you regular drive a car that you're not the registered insured driver of, e.g. a friend's car? If you have answered yes to any of these questions above then you should probably consider getting a non owner car insurance cover. In fact, most states require that drivers who operate cars that are not registered by them or they are not the registered driver in the insurance policy to buy non owner car insurance.
The government does not expect you to buy a full insurance policy if you do not intend to be the owner of an automobile. But if you are a regular driver you are, required to own an auto insurance policy that will cover you in the event that you are involved in an accident and you are the one found at-fault. Moreover, there are some states, such as New York, that are called no-fault states, that necessitate automobile owners carry extra non-driver coverage for circumstances in which neither driver is found at fault
So the question know is, how do you go about purchasing a non owner insurance policy? The answer is quite simple... you buy non auto owner insurance like any other insurance, and the starting point is getting the best quote. Today there is no better place to start looking for non car owner insurance quotes that the Internet. There you will find that not only can you get a quote but you can compare different companies, their insurance policies, quotes and coverage alongside each other so as to get the best deal in the market.
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