Car Cheap Insurance - Save Average of $750 Per Year

Car cheap insurance you can save 50% on the price of your automobile insurance and when taking into consideration the national average is $1576 per year, this comes to $750 savings per year. In some areas the amount you save will be more and in some areas it will be less.

I live in Florida and here the average auto insurance cost for residents is $1657.

I pay a total of $676.44 per year.

By applying all of the available discounts, I save $980.56 per year on the cost of my automobile insurance.

The price of insurance policies is based on several factors including your age, sex, occupation, education and what part of the country you live in. These are factors over which most people have little or no control.

There are factors however that you do have control over and you can make changes to save yourself money and buy cheaper insurance.

You can save money on your car insurance by following these steps.

5 Steps to save money.

1. Drive a four door sedan. I do, with a small 6 cylinder engine. Many people do not realize that the type of car you drive has a big affect on the price of your car insurance. If you drive a high-powered sports car that is worth a lot of money you will also pay a lot of money for your car insurance.

2. Safety features. I have these. If you have seat belts, which everyone is supposed to have, plus airbags and an antitheft device, this will have the affect of lowering the price on your car insurance.

3. Go with liability insurance only. I did this because my car is paid off. If your car is paid for you can easily get away with having just liability insurance on your car and this will further lower your rate by 20%. This is a national average savings of $315. I just did this myself.

4. Raise deductible. I did this. If you raise the deductible on your car insurance to $1000 per accident from $200 per accident the results will be a 40% reduction in your car insurance premiums. This is a national average savings of $630.

5. Do what I do and buy your automobile insurance from the same company that you buy your homeowners insurance from. This will save you 10% or a national average of 157.

You may also be able to include business insurance in this package if you own a small business and save even more money on all three. I sold my restaurant so this does not apply to me.

Car cheap insurance is not hard to find because you can save money, an average of $750 or more on your car insurance by taking advantage of the discounts that most car insurance companies will make available.